Disability

What is Disability Insurance?
Disability insurance is a type of insurance policy you may be able to get through work or that you can purchase on your own. Just as with life insurance or health insurance, you pay monthly premiums. When you become unable to work because of a disabling physical or mental reason, you are paid a certain amount each month in benefits.

There are numerous types of disability insurance, from bare-bones policies to those with options galore. Your individual coverage will determine when your benefits actually begin, how much you receive, the limitations on your coverage, and how long you can receive benefits